I own an X-Surf II and I'm very happy with it. First off, all Amiga cards today are very expensive. I had already forked out a heap of money on my A1200T when I got my ADSL. I had a graphics card, a big tower case, a Z-IV busboard etc. Now, I had three choices:
1) Get a PCI busboard, buy a Voodoo card, get a PCI NIC.
2) Try to find a PCMCIA card that works with the CNet drivers and get someone to solder a gayle reset fix, then angle the PCMCIA port so I can fit a card inside the tower.
3) Buy an X-Surf II
Option 1 was too expensive and option 2 was to difficult and risky so I opted for the X-Surf II. Sure, it set me back about $100 and I was suprised to see it was a two-piece card even though I don't really mind as long as it works. And it works perfectly fine.
Besided I've never had to buy drivers for the two IDE ports, they came along on the included driver CD and works swell. I've had both CD-ROMs and hard drives hooked up to them and there's never been any problem.
Now, as an Amiga consumer you have to be a little cautious since it's a small market and to be on the safe side you always have to check things up. If you look at the Big Book Of Amiga Hardware (
http://hard-ware.de/amiga) you can clearly see that the X-Surf is a two-peice card.
With that in mind, you have to consider the options: Mediator + Voodoo + PCI NIC, PCMCIA NIC (if you have an A1200), The X-Surf or a second hand Zorro NIC or no NIC at all.
It doesn't leave much choice, does it? If you think it's so expensive, don't buy it.