@Ilwrath:
OK, it makes sense. I didn't think of it like that, but, those people that mailed their payments to Mr. Binder mailed them to the very SAME address as in the PayPal account and the newsletter, and he also provided bank account information with the same name, address, and even bank account number, etc., to people that would potentially pay by wire transfer, and all that info also matches the PayPal and newsletter address. So in conclusion, although you did open my eyes to how PayPal frauds can be made, I am still not convinced that this is not actually Binder messing around with us.