Thanks, QuizSanz. Or maybe some kid is playing a game, and he doesn't know anything about your system, and accidentally deletes important files. Or someone just turns on the computer and starts reading your email.
Not sure where AmigaOS is on these things, but MorphOS offers a basic (single) user/password login option on bootup (disabled by default).
Theres also Kryptos (file/partition/drive encryption suite) for anything and everything, system drive excluded (afair).
System files aren't protected from deletion, but randomly deleting lots of files from the system drive is going to end badly on any system.

As for someone 'just reading your e-mails', on a basic level that's really down to the application and user options. Not sure whether YAM/Simplemail offer file encryption, but again these can be stored in encrypted space using Kryptos if so desired.
(At one point I did experiment with an encrypted user drive, but got tired of entering another password every bootup.)
For lower level security, you might be interested in checking
Bruce Schneier's blog... nothing to do with Amiga, but interesting if your into that sort of geeky goodness.
His fundamental rule seems to be that security should be designed in from the start at all levels, and not bolted on afterwards using duct tape.
