The Lite is reasonably stable with the right library, delfinit, etc, but there are definitely some software and/or hardware flaws that show up on a regular basis. AMPlifier, for example,
never crashed with my Melody cards, like it does with the Delfina.
I've had the Delfina crash at random because the library is generally buggy, but I've never had it crash due to high bitrates. The audio just stutters.
The one crash that I can reproduce with 100% reliability is changing tracks in Amplifier. If one track ends and Blanker is active (i.e., currently blanking the screen) it almost always crashes. Not sure if it's an Amplifier bug or a Delfina bug, but my workaround was to run Amplifier from a script that first disables Blanker and then re-enables it when quitting.
Same problem here with both the standard blanker, and CGXBlanker. In fact, if you start an MP3 stream and just leave the computer alone, it'll often go quite a while, even a day or more. It's when you start trying to do other things while the Delfina is decoding that the problems surface quickly. For me, that's where the "high bitrate" aspect comes in - blanker will crash the Delfina when decoding a 256k stream in a matter of minutes, while you might get a few hours out of a 96k stream. I don't think DSP load is the whole story, as upping the clockrate with delftweak (I had one Lite with a 66MHz DSP) didn't seem to be a factor.
All that aside, I spent a lot of time tinkering and could never isolate the exact conditions behind the crashes, but could only limit them by taking certain precautions. I'm still half tempted to get a Flipper though, if the bugs have truly been ironed out.