or remove them with the administrator account if all else fails. He can take ownership of folders and files and delete them at his own leisure
Almost always... Sometimes even that fails.. (happened at work, the filesystem became corrupted (apparently) and 1 file gave an acces denied no matter what you tried, no security info, acces denied when taking ownership (under the system admin account..)
And on topic, I'd suggest the same as
NTFS is vastly superior to FAT32.
Agreed, much safer.. Still not the best there is tho.. (You'l love NTFS when the MTF and the backup of it get corrupted ;-) )
As for the topic, try what Blobrana suggested, should work