For the record, yes I agree eBay has swung way too far in the buyers direction, giving almost free reign to buyer fraud :-x Also USPS insurance is pretty much a joke, that is true. You insure a package, get tracking information, the USPS LOSES THE PACKAGE, ADMITS THEY LOST THE PACKAGE, and you they refuse the claim as the insurance is for damage, not loss. :madashell:
As a seller I have to factor a certain percentage of fraud and loss into my prices, just another cost of doing business :madashell: