@ Waccoon
There isn't a recommended way of disabling the swapfile on Win2k and earlier MS OS's, although I don't know what hack-job you're using on win2k to disable the swapfile, what are you trying? If it's just setting swapfile values to zero, then win2k (and previous versions of Windows) will create a temporary one in \WINNT.
Windows and memory management. Don't go there. :-)
A good memory tweak for Win98 (and possibly WinME too) under [386Enh], add a line:
ConservativeSwapFileUsage=1
Which would make it revert to Win95 style swapping, which was much less aggressive.
Re: Windows memory usage being hard to guage - Win2k as a rule lies about its swapfile usage in Task Manager, it's a documented unfeature. Use WINMSD from NT4 to get a more accurate reading.
Re: consoles being 8/16/32/64 bit - again it is misleading, for one reason as you say, it could be just one bus that is 64-bit, but also take into account that internally most recent x86 CPUs are 64-bit, however they talk on every other bus in 32-bit or less.