paypal and ebay

[lordspider]

Personal Account is the minimum if you want to add a credit card to your profile.
But I think the problem is you're from Yugoslavia and PayPal doesn't accept credit cards from Yugoslavia.

[lordspider]

I've just edited my previous answer. The problem is Yugoslavia, not the account type.

I have the same problem with my account: I can't add to my profile my polish credit card

[lordspider]

Yes, + before phone number means the numbers you have to dial when calling abroad (in Poland for example a + means 00).

Can't you just add funds to your PayPal account by transferring money from your Yugoslavian bank account?

Than you can pay without a credit card like I'm doing.

[lordspider]

I don't remember how it was with my account (opened one year ago) but I think it was limited till I faxed them my personal data (like ID, confirmed address and so on).
I also had to transfer some money from my bank account onto PayPal account to complete the verification.

[lordspider]

One year ago they used faxes...
I hate PayPal because of their fees and verification. If someone has verified eBay account, and PayPal is an eBay company, why must such person verify it's personal data again?
And when I sell something I have to pay fees twice if people pay using PayPal...