Okay... The zip file isn't in the HDF. The HDF is the uninitialized image of the system. It only contains the harddrive contents. The zip file is the ADF of the initializing disk.
So, so do you need the hard drive contents or the floppy contents?
When I trans'ed everything from my PC I used Amiga Explorer from Cloanto and a null modem cable, but you don't actually NEED Amiga Explorer.