When my internet hosting for the year ran out, I was in two minds whether to renew it. 1&1 Internet (UK) made my mind up for me by threatening to send the bailiffs round to collect the next years money (plus charges, plus bailiffs fees)!
Apparently I was supposed to cancel the account myself rather than just not pay for another year.
Every week I do my grocery shopping at Co-Op. If I skip a week I don't expect them to send the heavies to my house and force me to buy carrots and cheese!
Avoid 1&1 and whoever you choose, read the small print...