http://www.amigahistory.co.uk/rad.html
A RAD drive is a virtual disk drive created from the Amigas memory. By default the standard RAD mount uses Chip Ram. The only way to change this is to get one of the alternatives available, such as the freeware utility, StatRam. This can be found on Aminet and in many PD libraries. StatRam allows the use of any other memory and, unlike the standard RAD disk, alters its size dynamically. If you have a Blizzard accelerator there is also a program available that specifically uses the Blizzards RAM fitted on the card.
That is actually not true. RAD certainly is NOT limited to Chip Ram. All accelerators that add their memory to the system early enough (and thus get MEMF_KICK flag for their memory) can be used for the RAD. There are no tricks and hacks required.
There are however some hacks that enable the MEMF_KICK for some accelerators that don't normally have it.