Just beacuse you don't how to do something or the Answer to something does not make you dumb. There are no stupid questions only stupid answers.
Yes, I'd second that. I've been using computers since the Seventies, and I'm a MorphOS user, but I haven't considered backup myself either (yet).
If you can't get an aswer here, try MorphZone. They have a lot of knowledgable posters and more than a few developers willing to offer assistance.
I'd love to hear about the best solutions to this question myself.