Well I no longer use them after I was ripped off by them. I sold a few things to an ebay buyer and they paid me with a stolen card so they sayt. Even those the items were sent to the gift address listed in the paypal account email was the one use, and the person mailed before payment with the same email address listed in the paypal account I was found not to be protected. They locked my paypal account with over $5000 in it and have yet to give it back telling me the funds are suspected of fraud. These are are valid payments too, as well as a lot I put in. I have sent them proof, but its never good. They allways ask for more and more. It seems this happens to a lot of others as well.
Check out paypalsucks.com for some scary reading.