Probably 1993 at University using Spry Mosaic browser, and a usenet reader which I don't remember the name of.
I remember hardly any of the websites I used to visit had domain names, so I had to write down lots of IP addresses. And almost all websites didn't have any graphics just text. I used to download at between 0.3 - 1.0KB/second. Anything over 200KB was considered a big download.