I plan to live a long time, even if I lower my expectations to the age of 71, a one-off payment of $30 translates to $1/year.
Now, let's say I agree that "lifetime" for me will mean 30 years.
If I don't fulfill my term by dying prematurely in say, 20 years...
Will my estate be refunded the unused portion of my subscription (i.e $10) ?