Obviously compared to modern machines, Amigas were/are very unreliable. I sold my Sam 440 simply because of the the instability, I could not program it if every time I did anything, it crashed hard.
Compared to peers of it's time, I only had experience of Acorn RISC OS, and the Mac. I'd say the Amiga was less stable than both, but not by a significant margin. I expect the Guru meditation stuck in my mind, so maybe it did seem more unreliable than it was, but RISC OS crashing, was very annoying, so that stick in my mind too. RISC OS just brought up these modal dialogs, replaced with another modal dialog when one went away. It did that until bits of the UI disappeared and you knew it was all over.