Under US law downloading CD albums to replace your scratched disks is illegal. Owning a licensed disk does not give you the right to download an unlicensed copy from another source even though you can copy the licensed disk for your own personal use.
I know that's ludicrous, but that's the law. So Darrin, you just admitted to being a music pirate on a public forum. Welcome to the NWO, sucks doesn't it.
I don't condone piracy but if that's the Law then it is wrong. I've always abided by the same social law that if I have purchased something I own it or have title to it. Be it a music CD or a movie DVD.
Under Australian Law a product must be fit for the purpose for which it is sold for a period limited by warranty/guarantee. That's a fair Law.