There were some Phenom2 X3's that could be unlocked to 4 cores and were stable. This only worked with some motherboards and didn't always work, some couldn't even boot, others couldn't be overclocked much, yet others could be overclocked much!
This was a few months ago, when I got a X3 don't know how things are now. Sadly mine is not able to even boot but I find the X3 more than enough for everything. I don't do 3D design/games but that would depend more on the gfx card.
The DD3 memory at 1600Mhz gives a nice boost in performance and the Phenom2's cache seems to have solved the problems that plagued the Phenom1.