NoFastMem wrote:
as though in any sane world one's credit rating should have such a bearing on eligibility for a debit card
A couple of years ago, when I had not accrued much of a credit history, I applied for a current account with a debit card (no credit facility at all), and was declined the account on the basis of my credit score. I questioned this and informed the lady on the phone that I was not asking for credit; I did not want to
borrow any money from them. In fact, I wanted to give
them money by paying my wages in to their bank each month! The phone-jockey did't have a reasonable answer for that so I told her to stick it up her arse.
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moto