I don't know so much about banks, but Fremont Bank, while I never had a problem with them, has really {bleep}ty web account access.
As for credit unions, don't you have to be a member of the specific union, or no?
But what pan1k mentions is certainly true: most banks don't treat your money as if it's your money, fscking a**holes. Our money is making money for THEM, and yet they treat us like trash. We have to feel LUCKY that we don't pay "monthly service" charges. WHAT FOR? Having my money invested so it makes money for the bank? That actually COSTS? Jeeez, I didn't know! Banks are a goddamn monopoly, and nobody thinks it so. I guess we have to find out how to open our own banks, eh?
Good luck to ya Amiduffer