Why is it that I only get 1MB chip ram?
Wrong SIMM in your CHIP RAM slot. Like I said, it's picky. If you get one it doesn't like, it'll detect wrong sizing. You really need to get a 2MB one of identical stats to the original.
But is the A4000D workbench disk set the same as the A1200's ?
Yes, I believe so. Back in the day, I used the disk set from my A1200 to format and install my brand new (used) A4000D for the very first time. :-) I don't remember running into any problems.
Also, AFAIK, you can use the A4000T disk set on any Amiga, it'll just copy a couple files you don't need. (You just can't use any disk set other than the proper one on an A4000T, though.)