the Audigy2 is still the best of the best for home use, sure i wouldnt want to run a sound studio off the thing, but id buy a pro sound card if i wanted studio quality and it would cost a pretty penny too.
Creative still make the highest quality/feature rich cards and not much else in its price range stands in its way.
As for games, theres no other choice, EAX3 adds so much to the games atmosphere, that youd never want to use a lesser card.
sure creative have issues with the drivers for some users, but ive used it in nearly all chipsets going without a single issue as with other creative cards, i guess the issue is more the user then the software heh ..