Thanks for all the advice. I will use Avast and Defender together. I will never ever use Norton or McAfee again and feel for those that do use it, but to each their own.
My ideal solution would be to ONLY run MacOSX, MorphOS2.x, a good flavor of Linux and AmigaOS3.9 (perhaps AmigaOS4.x and IcAROS someday) and run Windows only in a virtual machine on the rare occasions that I need it, without any internet or email access while running Windows. Just have to sell this Dell tower so I can raise the money for a decently spec'd Mac desktop to sync with my MacBook laptop (and now iPhone).