I have an A1200 with 3.1 ROMs and a Blizzard 1260 with 64 megs fast. I use a 2.5" internal HDD with three partitions: 380 megs, and 2 * 1.7 gigs. The HDD is much bigger but I use FFS so this is what I could fit within the limit. I also have an external disk drive.
Now, when booting my computer without the 1260 active (holding down "2" on the keyboard), I have about 1.4 megs of free memory out of the 2 megs of chip available. This is when booting without startup-sequence. When disabling DF0, DF1, CC0 and one of the HDD partitions I can manage to get about another 100k of free memory.
This is not enough for running most AGA demos/games!
When booting with the 1260 active, and thus plenty of fastmem to go around, I have ridicolous amounts of working chip ram available so it's not due to faulty memory chips.
My experience is that when booting an "plain" A1200 without startup-sequence, you have almost all the chip ram free, around 1.9 megs. Any ideas what could cause this memory loss?