Here it is usually mane years between power losses... But late 2002/early 2003 we had few 5min blackouts due to some problem at the powerstation.
I got hardware damaged once... There was a big thunderstorm last year, when some lightning hit right outside our house, i lost one hub, my dads compaq, one monitor and had some damage to my tv... Luckily both my desktop pc and my server survived, they only rebooted...
I have not ups or some kind of protection at all. :-(
From then on, i allways unplug my equipment when there is a thunderstorm, have had to do it 4 times this week :O
And yeah most lines are buried under ground..
One problem here in norway though, there is no grounded contacts other than in bathroom, washingroom, kitchen and such :-x So i have to run all my pc equipment without grounding... dunno how safe that is though... Any ideas?