I wouldn`t consider MOS on classic hardware, as only the stoneage V0.4 of MOS is publically available for the classics.
For your everydayuse a 060 will be better. I remember how I hurts me when I "stepped back" from an Blizzard1240@40 MHz to a BlizzardPPC 160/040 25 MHz. An 060 will manage MP3 Playback at the same quality as a PPC, though it will hardly any CPU-time left for something else. For MP3 encoding MPEG-playback and viewing JPEGs the PPC clearly wins with at least double the speed of an 060.
Again overall systemperformance will be around three times faster with an 060 opposed to the 25MHz 040, the PPC only comes in when you have to do heavy numbercrunching and use optimised software.
The only thing I can live with is 060 andPPC (I have the combination 040/PPC too, but that is not in my mainsystem).
Another point of view is what was the best you used till now, if it was a sole 040 @ 25MHz or even a 030 you won`t feel the week 68k that much. If you ever had an 040 @ 40 MHz or more the 040/PPC will dissapoint you.