I have an A4000 with 68060 and 128 meg, and a graphics card. The graphics card uses some of the 128 meg to store video info. I have never used 128 meg though but i could do it if I set up a large cache for Ibrowse or for burning cd's as a buffer or for an emulator like shapeshifter. But most Amiga software will not need anywhere near as much memory. I think you could even get by comfortably with 16 meg