@Astral
And, as with eBay, if there is ANY discrepancy, it'll WILL go in the buyers favour.
As it should; however, fraud is considered pretty serious in the US these days, and all fraud claims must be reported to the Financial Crimes Enforcement Network at the Department of the Treasury
http://www.fincen.gov/. If eBay/PayPal isn't doing that, then something isn't kosher.