Using RoadshowPPC and the X-Surf 100 in OS4.1 shows not more than 24% CPU utilization with the overhead browser (IBrowse) or 18% with the overhead of AmiFTP transfers. Like all of the referenced numbers in this thread, this is Anecdotal and has no statistical validity. Test Bed numbers apply only to the testing hardware, software and network at hand and thus have no more than a casual relationship to Real World numbers. I feel you have to ignore the numbers unless you perform quite extensive real world testing and then calculate a meta-analysis of those results to get a generalized pictured of the throughput "in the wild."
My conclusion is that it "feels" fast, in the same ballpark (but not over the fence) as a USB 10/100/1000 dongle off a Deneb in Z3 PIO under OS4.1.