Amiga.org
Amiga.org specific forums => Amiga.org Discussion and Site Feedback => Topic started by: enjajamos on December 01, 2006, 10:54:43 PM
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:idea:
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Yes indeed..it's totally crap.
:horse:
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I concur!
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This web site seems to agree as well.
http://www.paypalsucks.com
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(http://paypalsucks.org/graphics/PPS-Cartoon1.gif)
:lol:
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Strange, I've not had any major issues with PayPal, I even accepted PayPal payments when I had my ecommerce up and running.
Dammy
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dammy wrote:
Strange, I've not had any major issues with PayPal, I even accepted PayPal payments when I had my ecommerce up and running.
The only problems I've dealing with PayPal is fraud. Ebay handles fraud extremely poorly, as does eBay. I've only had one really bad fraud experience, but it is enough to tick me off :-x
PayPal usage is love/hate.
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I had them lock my account with over $600.00 for 6 months becaue they said I had two accounts and owed them money. I will never use them again. And ebay with their insurtion fees then their final sale fees ETC ETC. I am surprised anyone on there makes money.
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Paypal lessons....
1 - Heed the information at paypalsucks.
2 - Never leave $$$ sitting in your paypal account. Tranfer it out. Transfer funds in only when your going to actively use it.
3- Don't connect paypal to your credit card, and don't connect them to your primary business or personal bank accounts.
I've used them for many years without issues. But I take great precausions each time I use it. I have a couple more tips. PM me if you care to hear about them.
Plaz
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by redrumloa on 2006/12/1 20:51:25
The only problems I've dealing with PayPal is fraud. Ebay handles fraud extremely poorly, as does eBay. I've only had one really bad fraud experience, but it is enough to tick me off
PayPal usage is love/hate.
Worse case of fraud that actually cost me money was via VISA. I never did make a penny on EBay, always cost me money in the long run. :-x
Dammy
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@enjajamos
So, what you're saying is that filling out a webform is beyond your level of expertise?
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;-)
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Yes, PayPal is a pain in the arse.
To be able to do anything you have to have a phonecall confirmation and some Irish bint even rang me up to ask what I was buying!
It took 11 days for cash from my bank account to get into the PayPal account even when it vanished from my bank within 3 days (where had it spent the other week - in a parallel universe?).
When they say 'Instant Bank Transfer' what kind of instant are they going by... the kind where the Flux Capacitor is seriously {bleep}ed?
:-D
Yes, I'm reluctant to keeping money in the PayPal account but constant spending on the card makes a real mess on your bank statement...
;-)
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paypal may be crappy, but its still much better than nothing or bank transfers for us intl customers.
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I have to say, I get really tired of people moaning about PayPal and eBay's charges. They are businesses after all. They don't provide the services out of the goodness of their hearts - they do it because they are businesses who are trying to make money. If you don't like that, don't use them. Sell your stuff privately and take payments by cash (and risk it getting stolen) or by money order (which will cost you even more than PayPal/eBay's charges if it's international).
As for the problems people seem to be having wth PayPal, well I must be the lucky one because I have never had a bad experience wth them.
Having said that, I can't say I agree with the amount of time it takes for your funds to transfer in to your bank account. It's clearly a ploy to hold on to your money for a bit longer and earn some more interest on it. However, this is no worse than what the bank of England do, and I think a few days delay is a small price to pay for the convenience of using PayPal/eBay.
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moto
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motorollin wrote:
...I must be the lucky one because I have never had a bad experience wth them.
Same here (touches a nearby piece of wood!) - no problems from my point of view...
- Ali
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;-)
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;-)
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paypal is helpfull , easy and convenient. period.
if u don't like the charges, good luck finding another way.
I use it for all my ebay stuff, and online shops, NEVER had a single prob...
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motorollin wrote:
I have to say, I get really tired of people moaning about PayPal and eBay's charges. They are businesses after all. They don't provide the services out of the goodness of their hearts - they do it because they are businesses who are trying to make money. If you don't like that, don't use them. Sell your stuff privately and take payments by cash (and risk it getting stolen) or by money order (which will cost you even more than PayPal/eBay's charges if it's international).
As for the problems people seem to be having wth PayPal, well I must be the lucky one because I have never had a bad experience wth them.
Having said that, I can't say I agree with the amount of time it takes for your funds to transfer in to your bank account. It's clearly a ploy to hold on to your money for a bit longer and earn some more interest on it. However, this is no worse than what the bank of England do, and I think a few days delay is a small price to pay for the convenience of using PayPal/eBay.
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moto
I concur! I have been using it for a long time and no problems as of yet :-)
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I've just started using it...had to in order to take advantage of the ImageFX 4.5 sale offer from NovaDesign!
still waiting by the way...
how long does it take, usually ? I ordered yesterday, and payment hasnt gone out of my bank account yet...
(this will be a UK->US transfer, otherwise I'd've just used the debit card direct...)
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I do not like the fact that they hold your money for bank transfers to your account either. It takes about 1 ms to transfer from bank account. I say dump all the tea on ebay into the ocean!!! :madashell:
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My biggest grip is paypal only auctions! Ever since ebay
bought paypal it has been a real headeache for me. Lot a
times I always have to ask the seller. If they would accept
a postal money order. I simply don't trust paypal. As for
ebay they regulated and ruled themselse to death with new
policies all the time.
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Paypal is evil!!! The fees sure add up fast!! eBay + Paypal will take over the world!! LOL
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I have mixed feelings about PayPal. I believe their percentage based fees are unacceptable. Generally when electronic banking transactions occur, in the background there's actual "physical" money being transferred (aka, notes). However, because this transactions occur between trusted sources, an advance can (and often does) occur, resulting in the money being available immediately. The fees are generally for to cover the infrastructure costs of these transactions.
The way PayPal operates, it is VERY obvious they put unacceptable holds on accounts to generate revenue from interest. That being the case, the fact that they also choose to charge a percentage based fee (and the high percentage they charge) is shady at best.
I do not necessarily agree with their business practices, however, their concept and exclusive affiliation with eBay is actually quite convenient to frequent buyers/sellers. I have never had any issues with them (knock on wood also), other than disagreeing somewhat with their revenue model, and actually prefer auctions that allow PayPal as a form of payment. Sometimes the seller will request the addition of 3% if PayPal is chosen to cover their fees... If the seller provides other options, I think it's fair for them to request that.
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GreenMeani wrote:
I had them lock my account with over $600.00 for 6 months becaue they said I had two accounts and owed them money. I will never use them again. And ebay with their insurtion fees then their final sale fees ETC ETC. I am surprised anyone on there makes money.
Methinks someone is bitter because they were daft enough to leave that much cash in an online account. If a couple of percent is going to break the profit margin then you'd be wasting your time trying to pull in significant revenue anyway.
Think of PayPal as the counter over which you're doing business with a merchant. You wouldn't leave hundreds of dollars lying there for days.
I'm sick of hearing people whine about how PayPal ruined their Christmas because they were using it like a bank account, which it isn't.
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What causes more problems: accepting money, or payments?
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Works well for me all over the world with my Visa Infinite !
Except with some German guys who don't accept PayPal throught Credit Card, but only throught Bank Transfert... which i don't accept.
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@Plaz :
3- Don't connect paypal to your credit card, and don't connect them to your primary business or personal bank accounts.
Why? I'm concerned because I have a PayPal account and I entered my credit card information on registration.
Do you see this as a real potencial problem? Has already happened a fraud due this ?
I'm concerned now :-(
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I've never had any problems with PayPal myself. Either with my ecommerce site nor TeamAROS (http://www.teamaros.org).
Dammy
Head Troll
Black Troll Technology Corporation
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paypal happen becouse people started to scam others. trust and direct bank to bank tranfer is a risky business nowdays.... so in the end a few idiots ruined it, if everyone have had been a bit honest, there would never be any need for paypal ever...
________
LovelyWendie (http://www.lovelywendie99.com/)
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I've never had any problems with Paypal (yet), but never leave any large amounts of cash sitting in it. Not that I do large amounts via Paypal. Pretty much all my online purchases are <50 EUR.
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Do you see this as a real potencial problem? Has already happened a fraud due this ?
Yes. The percentage of problems is actually very small compared to the millions of user on paypal, but protect your accounts in every way possible. Check paypalsucks.com for bad stories. Many stories are about buyers who pay and receive your goods, then complain to paypal and get a refund even though you dispute the claim. Perhaps paypal has improved this problem more recently, I havn't been keeping up.
Also check your PM. I sent more details about how I protect my accounts that may help you. One big change in paypal recently is in their own protection policy. Never ship to an address that is not part of the buyer's paypal account. If you ship to a different address, paypal will not cover you in case of buyer fraud. Always question and resist shipping to a different address than paypal shows for your own protection unless you're positive you know why and you're willing to take the risk.
I'm concerned now
That is a good thing. It keeps you safer :-)
Plaz
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but never leave any large amounts of cash sitting in it
You could still be at risk if you leave funds in your personal account linked to your paypal account. Like your bank account, credit card.......you gave them authority to transfer funds at your request when you signed up. They can also use that authority without your request. That's one complaint you find often at paypalsucks.com
Plaz
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Thanks Plaz, i'm going to read the PM now.
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I too have to agree with Moto on this one, never had a bad experience with them. My only grip is that once you begin to accept credit card payments, all money you recieve attracts a fee, but meh, if thats the way it is, thats the way it is.
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PayPal is Too Crappy. I agree, that is why I have a bunch of stuff to sell and I am not selling. Between Ebay and Paypal, owned by the same, they take way to much off the sellers price. Some items I would rather give away..
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I have never had a problem with PayPal since the beginning. I visted that PayPal Sucks site and read many many stories.. I see on many of these stories involve lazy/cheap sellers who do not use some sort of Delivery Confirmation and are {bleep}ing that PayPal doesn't believe them when customers say they didn't get their package.
So one thing to keep in mind when shipping out anything people... use delivery confirmation.
I understand that there are other problems as well, but many of these people on that website are just sour cause they didnt want to spend the extra bucks for delivery confirmation..
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by NoFastMem:
Think of PayPal as the counter over which you're doing business with a merchant. You wouldn't leave hundreds of dollars lying there for days.
The reason most people will leave money in the PayPal account is because it takes 11 days to move the money from PayPal to bank account and vice versa.
If you pay for things with your Debit Card you will get a load of odd-named entries on your bank statement and a slow 3-day+ debit delay.
If you pay for things via Credit Card on PayPal you will still have to pay off the card with a cheque and may incur interest charges at the end of the month.
The point made about authorising a Direct Debit is a good one. Too many times have banks and other companies helped themselves to my bank account when I have not given them permission for a particular transaction.
A lot of finanical advisors and debt counsellors advise people to have two bank accounts - one a "safe account" that noone except you knows about, the other an account you can use for paying bills.
Paranoia will keep you safe in the finanical industry.
And remember to fight any charges your banks puts on you for late payment of overdrafts or excess charges. They're running with their tails between their legs right now!
:-D