Um, well, I doubt it. I used DMS to write the State of the art demo to a floppy, and cold booted from it. It locked up after 3 seconds.
Where in there does PEBKAC come into play?
Btw, I've been using Amigas since 1989, and have had about 13 of them of the past 10 years (3 3000's, 4 1200's, 6 500's).
I am using 3.0 roms skicked to 3.1. It doesn't seem to work with either. I just ordered some 3.1 roms just in case... plus it'll allow me to remove some patches.